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| - Committee Substitute (Hopson/CSHB 10) |
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| | | Pendleton, DJ (Texas Manufactured Housing Association) |
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| | | Scurlock, Steve (IBAT - Independent Bankers Association of Texas) |
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| | | Temple, Larry (Texas Mortgage Bankers Assn) |
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| | | Farris, Don (Texas Department of Public Safety "Resource") |
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| | | Foster, Doug (Texas Department of Savings and Mortgage Lending) |
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| | | Jobe, Everette (Texas Dept. of Banking) |
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| | | Pettijohn, Leslie (Ofc of Consumer Credit Commissioner) |
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| | Registering, but not testifying: |
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| | | Anderson, Edra (Texas Association of Realtors) |
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| | | Dinham, Harry (Texas Association of Mortgage Brokers) |
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| | | Doggett, Robert (Texas Low Income Housing Information Service) |
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| | | Glenn, Eric (HSBC, N. America) |
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| | | Huffman, Jeff (Texas Credit Union League) |
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| | | May, Celeste (Texas Bankers Association) |
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| | | Stegall, Melodie (Credit Union Legislative Coalition) |
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| | | Feeney, Harold (Credit Union Department) |
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