| | | | | | | | | | | | | | | | | | | | | | Foster, Doug Commissioner (Department of Savings and Mortgage Lending), Austin, TX |
| | | Registering, but not testifying: |
| | | | | | Dinhan, Harry H. (Texas Association of Mortgage Broker), Plano, TX |
| | | | Gonzalez, Daniel (Texas Association of Realtors), Austin, TX |
| | | | Hull, Matt (Habitat for Humanity Texas), Austin, TX |
| | | | May, Celeste (Tx Bankers Ass'n), Austin, TX |
| | | | Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX |
| | | | Temple, Larry (Texas Mortgage Bankers Assn.), Austin, TX |
| | | | | | Feeney, Harold E. (Credit Union Department), Austin, TX |
| | | | O'Shields, Steven (Office of Consumer Credit Commissioner), Austin, TX |
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