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| | | | Doggett, Robert (Texas Low Income Housing Information Service) |
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| | | | Kuehler, John Wade (CHECKS) |
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| | | | Rosenberg, Eric (Trans Union LLC) |
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| | | | Pettijohn, Leslie (Office of Consumer Credit Commissioner) |
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| | | | Temple, Larry (Texas Mortgage Bankers Assn) |
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| | | Registering, but not testifying: |
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| | | | Heasley, John (Texas Bankers Association) |
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| | | | Widrow, Robert (RAISE Texas) |
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| | | | Culley, Robert (Choicepoint) |
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| | - Committee Substitute (Hernandez/CSHB 80) |
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| | | | Rodriguez, Patricia (Self and ACORN- San Antonio) |
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| | | | Trayuham, Warner (ACORN- San Antonio) |
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| | | Registering, but not testifying: |
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| | | | Baddour, Ann (Texas Appleseed) |
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| | | | Baylor, Don (Center for Public Policy Priorities) |
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