| | | | | | | | | | | | | | | | | | | | | Kalusevic, Boyan (KRM Insurance), San Antonio, TX |
| | | Loftis, Lee (Independent Insurance Agents of Texas), Austin, TX |
| | | McCall, Thomas A. (Old American County Mutual Fire Insurance Co.), Dallas, TX |
| | | | | Hamilton, Marilyn (Texas Dept. of Insurance), Austin, TX |
| | Registering, but not testifying: |
| | | | | Lewis, Bill (Mothers Against Drunk Driving), Argyle, TX |
| | | Woods, Joe (Property Casualty Insurers Assn. of America), Austin, TX |
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