| | | | | | | | | | | | | | | | | | | | | | Adams, Bill Mayor Pro Tem (Self), Sachse, TX |
| | | Ansbach, John Legislative Director (US Organization of Bankruptcy Alternatives), Frisco, TX |
| | | Comstock, Jeffrey L. Vice President of Operations (Better Business Bureau), Manor, TX |
| | | Dyer, Jay Special Assistant and Senior Counsel (The Office of the Attorney General), Austin, TX |
| | | Johnson, Scott CEO (also providing written testimony) (US Debt Resolve), Dallas, TX |
| | | Kerr, Michael Legislative Director (also providing written testimony) (National Conference of Commissioners on Uniform State Laws), Chicago, IL |
| | | Langley, Bill Regional Director of Education (also providing written testimony) (Money Management International), Fort Worth, TX |
| | | Meek, Jeffrey Senior Vice President (US Debt Resolve), Arlington, TX |
| | | Merkle, George President and CEO (Consumer Credit Counseling Services of Greater San Antonio), San Antonio, TX |
| | | Miskew, Doug Director, Government Affairs (CareOne Services, Inc.), Columbia, MD |
| | | Parker, Doug CEO (also providing written testimony) (RMCN Credit Services), McKinney, TX |
| | | Pettijohn, Leslie Commissioner (also providing written testimony) (Consumer Credit Commissioner), Austin, TX |
| | | Williams, Paul Vice Chairman and CFO (Halo Companies, Inc.) |
| | | Young, Wesley Legislative Director (The Association of Settlement Companies), Plano, TX |
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