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A BILL TO BE ENTITLED
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AN ACT
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relating to rate increases for an insured's personal automobile |
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insurance policies following an accident involving the insured's |
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operation of a vehicle covered by a commercial automobile insurance |
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policy. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Subchapter B, Chapter 1953, Insurance Code, is |
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amended by adding Section 1953.053 to read as follows: |
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Sec. 1953.053. RATE CONSEQUENCE PROHIBITED. An insurer |
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described by Section 1952.001 or a county mutual insurance company |
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may not assign a rate consequence on, or otherwise cause a premium |
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increase for, an insured's personal automobile insurance policy |
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based on the insured's involvement in an accident: |
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(1) arising from the insured's operation, maintenance, |
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or use of a motor vehicle covered by a commercial automobile |
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insurance policy owned by the insured's employer; and |
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(2) for which the insured's personal automobile |
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insurance policy did not pay a claim arising from the accident. |
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SECTION 2. This Act takes effect September 1, 2011. |