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A BILL TO BE ENTITLED
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AN ACT
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relating to coverage of household residents under a personal |
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automobile insurance policy. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Subchapter B, Chapter 1952, Insurance Code, is |
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amended by adding Section 1952.059 to read as follows: |
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Sec. 1952.059. REQUIRED OFFER: EXCLUSION OF NAMED DRIVERS. |
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(a) In addition to applying to the insurers subject to this chapter |
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under Section 1952.001, this section applies to a county mutual |
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insurance company. |
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(b) An insurer that delivers or issues for delivery in this |
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state a personal automobile insurance policy, including a policy |
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provided through the Texas Automobile Insurance Plan Association |
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under Chapter 2151, that covers liability arising out of the |
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ownership, maintenance, or use of a motor vehicle and that would |
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otherwise cover all residents in the named insured's household must |
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offer the insured a provision that would exclude from coverage |
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under the policy any resident of the named insured's household who |
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is specifically named as being excluded. |
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(c) An exclusion under this section must be in writing and |
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must: |
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(1) include the name of the person excluded from |
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coverage; |
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(2) be signed by the named insured; and |
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(3) be attached to the policy. |
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SECTION 2. The change in law made by this Act applies only |
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to an insurance policy delivered, issued for delivery, or renewed |
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on or after January 1, 2012. A policy delivered, issued for |
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delivery, or renewed before January 1, 2012, is governed by the law |
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in effect immediately before the effective date of this Act, and |
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that law is continued in effect for that purpose. |
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SECTION 3. This Act takes effect September 1, 2011. |