| TO: |  Honorable Robert  Duncan, Chair, Senate Committee on State Affairs                                                 | 
| FROM: |  John S O'Brien, Director, Legislative Budget Board  | 
| IN RE: | SB450 by Duncan (Relating to the time for bringing an action on a consumer debt.), As Introduced  | 
| Source Agencies: | 
| LBB Staff: |  JOB, KJG, TP 
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