By: Murphy H.B. No. 3562
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to premium discounts for certain insurance policies.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Sec. 2006.052, Insurance Code, is amended by
  amending subsection (c) and adding subsection (d) to read as
  follows:
         (c)  A residential property insurance claim under this
  section does not include a claim that is filed but is not paid or
  payable under the policy:
               (1)  resulting from a loss caused by natural causes;
               (2)     that is filed but is not paid or payable under the
  policy; or
               (3)     that an insurer is prohibited from using under
  Section 544.353.
         (d)  An insurer may require that a policyholder be
  continuously a residential insurance policyholder at the same
  location to qualify for a discount offered under this section.
         SECTION 2.  This Act takes effect September 1, 2013.