WITNESS LIST

              SB 1004

              Senate Committee Report

              Business & Commerce

              April 2, 2013 - 8:00 AM

                       Registering, but not testifying:

                        FOR:

                                          Embrey, Celeste    (Texas Bankers Association), Austin, TX

                                          Fleming, John    (Texas Mortgage Bankers Association), Austin, TX

                        ON:

                                          Foster, Doug   Commissioner  (Department of Savings & Mortgage Lending), Austin, TX

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