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Amend HJR 77 (house committee printing) as follows:
(1)  On page 1, line 13, insert the following WHEREAS clause so as to read:
"WHEREAS, usury being a widespread, abusive and detrimental practice; and"
(2)  ."
(3)  And on page 3, line 14, add:
(4)  "To define interest and fix maximum interest rates of all contracts greater than ten (10) percent as usurious, and"