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A BILL TO BE ENTITLED
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AN ACT
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relating to photo identification requirements for certain stored |
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value card purchases. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Chapter 604, Business & Commerce Code, is |
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amended by adding Subchapter D to read as follows: |
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SUBCHAPTER D. REQUIRING VERIFICATION OF IDENTITY FOR CREDIT CARD |
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PURCHASES |
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Sec. 604.151. DEFINITIONS. In this subchapter: |
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(1) "Cardholder" means the person named on the face of |
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a credit card to whom or for whose benefit the credit card is |
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issued. |
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(2) "Credit card" means a card or device issued under |
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an agreement by which the issuer gives to a cardholder the right to |
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obtain credit from the issuer or another person. |
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(3) "Merchant" means a person in the business of |
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selling or leasing goods or services. |
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(4) "Photo identification" means a card or other |
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document that: |
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(A) is issued by a governmental entity to |
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identify an individual; and |
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(B) displays a photograph of the individual |
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identified on the card or other document. |
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Sec. 604.152. APPLICABILITY TO FACE-TO-FACE TRANSACTIONS. |
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Notwithstanding Section 604.002, this subchapter applies to any |
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face-to-face transaction in which an individual seeks to pay a |
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merchant for the purchase of or adding value to any stored value |
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card. |
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Sec. 604.153. REQUIRING PHOTO IDENTIFICATION FOR CREDIT |
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CARD TRANSACTION. (a) A merchant may not accept a credit card for |
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payment in a face-to-face transaction for the purchase of or adding |
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value to a stored value card unless the merchant requires the |
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individual presenting the credit card to provide photo |
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identification verifying the individual's identity as the |
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cardholder. |
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(b) Subsection (a) does not apply if the merchant requires |
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the individual presenting the credit card for payment to provide |
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the individual's zip code to verify the individual's identity as |
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authorized by Section 505.002. |
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SECTION 2. This Act takes effect September 1, 2015. |