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  S.B. No. 956
 
 
 
 
AN ACT
  relating to the delivery of personal automobile and residential
  property insurance policies; adding provisions that may be subject
  to a criminal penalty.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Subtitle B, Title 5, Insurance Code, is amended
  by adding Chapter 525 to read as follows:
  CHAPTER 525. DELIVERY OF INSURANCE POLICIES
         Sec. 525.001.  APPLICABILITY OF CHAPTER. This chapter
  applies to:
               (1)  an insurer, as defined by Section 2301.051,
  writing personal automobile insurance or residential property
  insurance, as defined by Section 2301.051, in this state;
               (2)  the Texas Windstorm Insurance Association;
               (3)  the FAIR Plan Association; and
               (4)  the Texas Automobile Insurance Plan Association.
         Sec. 525.002.  DELIVERY OF INSURANCE POLICIES. (a)  Except
  as provided by Subsection (b), an insurer to whom this chapter
  applies shall deliver a policy issued by the insurer to the
  policyholder, or to the insurer's agent for delivery to the
  policyholder:
               (1)  not later than: 
                     (A)  the 30th day after the effective date of the
  policy if the policy term is more than 30 days; or
                     (B)  the 10th day after the effective date of the
  policy if the policy term is more than 10 days and less than 31 days;
  or
               (2)  within the policy period for a policy with a term
  of 10 days or less.
         (b)  An insurer to whom this chapter applies shall deliver a
  policy renewed or amended by the insurer to the policyholder, or to
  the insurer's agent for delivery to the policyholder, not later
  than the 15th day after the date the insurer or insurer's agent
  receives a written request from the policyholder that the policy be
  delivered to the policyholder.
         Sec. 525.003.  RULEMAKING AUTHORITY.  The commissioner may
  adopt rules to implement this chapter.
         SECTION 2.  Chapter 525, Insurance Code, as added by this
  Act, applies only to an insurance policy that is delivered, issued
  for delivery, or renewed on or after the effective date of this Act.
  A policy delivered, issued for delivery, or renewed before the
  effective date of this Act is governed by the law as it existed
  immediately before that date, and that law is continued in effect
  for that purpose.
         SECTION 3.  This Act takes effect September 1, 2015.
 
 
 
 
 
  ______________________________ ______________________________
     President of the Senate Speaker of the House     
 
         I hereby certify that S.B. No. 956 passed the Senate on
  April 30, 2015, by the following vote:  Yeas 31, Nays 0.
 
 
  ______________________________
  Secretary of the Senate    
 
         I hereby certify that S.B. No. 956 passed the House on
  May 19, 2015, by the following vote:  Yeas 144, Nays 2, two
  present not voting.
 
 
  ______________________________
  Chief Clerk of the House   
 
 
 
  Approved:
 
  ______________________________ 
              Date
 
 
  ______________________________ 
            Governor