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          A BILL TO BE ENTITLED
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          AN ACT
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        relating to prohibition of certain insurance discrimination. | 
      
      
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               BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | 
      
      
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               SECTION 1.  Section 544.002, Insurance Code, is amended by  | 
      
      
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        amending Subsection (a) and adding Subsection (d) to read as  | 
      
      
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        follows: | 
      
      
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               (a)  A person may not refuse to insure or provide coverage to  | 
      
      
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        an individual, refuse to continue to insure or provide coverage to  | 
      
      
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        an individual, limit the amount, extent, or kind of coverage  | 
      
      
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        available for an individual, or charge an individual a rate that is  | 
      
      
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        different from the rate charged to other individuals for the same  | 
      
      
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        coverage because of the individual's: | 
      
      
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                     (1)  race, color, religion, or national origin; | 
      
      
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                     (2)  age, gender, marital status, or geographic  | 
      
      
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        location; [or] | 
      
      
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                     (3)  disability or partial disability; or | 
      
      
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                     (4)  sexual orientation or gender identity or  | 
      
      
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        expression. | 
      
      
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               (d)  In this section: | 
      
      
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                     (1)  "Gender identity or expression" means a person's  | 
      
      
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        having, or being perceived as having, a gender-related identity,  | 
      
      
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        appearance, expression, or behavior, whether or not that identity,  | 
      
      
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        appearance, expression, or behavior is different from that  | 
      
      
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        stereotypically associated with the person's assigned sex at birth. | 
      
      
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                     (2)  "Sexual orientation" means actual or perceived  | 
      
      
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        heterosexuality, homosexuality, or bisexuality. | 
      
      
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               SECTION 2.  This Act takes effect immediately if it receives  | 
      
      
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        a vote of two-thirds of all the members elected to each house, as  | 
      
      
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        provided by Section 39, Article III, Texas Constitution.  If this  | 
      
      
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        Act does not receive the vote necessary for immediate effect, this  | 
      
      
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        Act takes effect September 1, 2017. |