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A BILL TO BE ENTITLED
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AN ACT
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relating to premium increase for a collision in which the insured is |
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not at fault under a personal automobile insurance policy. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Subchapter B, Chapter 1953, Insurance Code, is |
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amended by adding Section 1953.053 to read as follows: |
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Sec. 1953.053. RATE CONSEQUENCE PROHIBITED. An insurer |
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described by Section 1952.001 or a county mutual insurance company |
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may not assign a rate consequence on, or otherwise cause a premium |
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increase for, an insured's personal automobile insurance policy |
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based on the insured's involvement in an accident: |
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(1) arising from the insured's operation, maintenance, |
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or use of a motor vehicle covered by the insured's personal |
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automobile insurance policy; and |
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(2) for which the insured is determined to not be at |
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fault. |
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SECTION 2. The changes in law made by this Act apply only to |
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a personal automobile insurance policy delivered, issued for |
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delivery, or renewed on or after January 1, 2018. A personal |
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automobile insurance policy delivered, issued for delivery, or |
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renewed before January 1, 2018, is governed by the law in effect |
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immediately before the effective date of this Act, and that law is |
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continued in effect for that purpose. |
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SECTION 3. This Act takes effect September 1, 2017. |