|
|
|
A BILL TO BE ENTITLED
|
|
AN ACT
|
|
relating to what constitutes balance billing of a health benefit |
|
plan enrollee by a physician or health care provider for purposes of |
|
certain disclosure and medication requirements. |
|
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
|
SECTION 1. Section 1456.001(1), Insurance Code, is amended |
|
to read as follows: |
|
(1) "Balance billing" means the practice of charging |
|
an enrollee in a health benefit plan that uses a provider network to |
|
recover from the enrollee the balance of a non-network health care |
|
provider's fee for service received by the enrollee from the health |
|
care provider that is not fully reimbursed by the enrollee's health |
|
benefit plan. The term does not include charging for: |
|
(A) any deductible, copayment, or coinsurance |
|
amount for which the enrollee is obligated under the health benefit |
|
plan; or |
|
(B) any amount the health benefit plan is |
|
obligated to reimburse the enrollee or to pay on behalf of the |
|
enrollee for service received by the enrollee from the health care |
|
provider. |
|
SECTION 2. Section 1467.051(a), Insurance Code, is amended |
|
to read as follows: |
|
(a) An enrollee may request mediation of a settlement of an |
|
out-of-network health benefit claim if: |
|
(1) the amount charged to the enrollee through balance |
|
billing as defined by Section 1456.001 [amount for which the
|
|
enrollee is responsible to a facility-based physician, after
|
|
copayments, deductibles, and coinsurance, including the amount
|
|
unpaid by the administrator or insurer,] is greater than $500; and |
|
(2) the health benefit claim is for a medical service |
|
or supply provided by a facility-based physician in a hospital that |
|
is a preferred provider or that has a contract with the |
|
administrator. |
|
SECTION 3. This Act takes effect September 1, 2017. |