By: Davis of Dallas H.B. No. 4277
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to the establishment of the consumer complaint review
  panel by the State Office of Administrative Hearings to conduct
  certain insurance appeals.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Chapter 2003, Government Code, is amended by
  adding Subchapter E to read as follows:
  SUBCHAPTER E. INSURANCE APPEALS
         Sec. 2003.151.  DEFINITIONS. In this subchapter:
               (1)  "Department" means the Texas Department of
  Insurance.
               (2)  "Panel" means the consumer complaint review panel
  established under this subchapter.
         Sec. 2003.152.  CONSUMER COMPLAINT REVIEW PANEL. (a) The
  office shall establish a consumer complaint review panel to conduct
  an appeal from the complaint resolution program established under
  Chapter 521, Insurance Code, of a policyholder complaint:
               (1)  that is denied by the department;
               (2)  that is determined to be without merit by the
  department; or
               (3)  for which the department did not confirm receipt
  of the complaint.
         (b)  Except as provided by this subchapter, an appeal under
  this section is a contested case under Chapter 2001.
         Sec. 2003.152.  TIMELINESS OF APPEAL. (a) The panel shall
  conduct all appeals under this subchapter in a timely manner.
         (b)  The panel shall use every reasonable means to expedite
  an appeal under this subchapter when the policyholder or department
  provides good cause that the panel expedite the appeal.
         Sec. 2003.153.  CONFIDENTIALITY OF INFORMATION. (a) The
  panel shall keep information that identifies a policyholder who
  participates in an appeal under this subchapter confidential,
  including the policyholder's name and medical condition, if
  applicable.
         (b)  The provision of information to the panel that is
  confidential under any law does not affect the confidentiality of
  the information, and the panel shall maintain that confidentiality.
         (c)  An appeal conducted under this subchapter is
  confidential and not open to the public.
         Sec. 2003.154.  DECISION. The panel shall determine whether
  an appeal conducted under this subchapter has merit and if so,
  remand the case to the department for resolution.
         Sec. 2003.155.  RULES. The commissioner of insurance may
  adopt rules necessary to implement this subchapter.
         SECTION 2.  Not later than January 1, 2020, the State
  Office
  of Administrative Hearings shall establish the consumer complaint
  review panel under Section 2003.152, Government Code, as added by
  this Act.
         SECTION 3.  This Act takes effect September 1, 2019.