|
|
|
A BILL TO BE ENTITLED
|
|
AN ACT
|
|
relating to the establishment of the consumer complaint review |
|
panel by the State Office of Administrative Hearings to conduct |
|
certain insurance appeals. |
|
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
|
SECTION 1. Chapter 2003, Government Code, is amended by |
|
adding Subchapter E to read as follows: |
|
SUBCHAPTER E. INSURANCE APPEALS |
|
Sec. 2003.151. DEFINITIONS. In this subchapter: |
|
(1) "Department" means the Texas Department of |
|
Insurance. |
|
(2) "Panel" means the consumer complaint review panel |
|
established under this subchapter. |
|
Sec. 2003.152. CONSUMER COMPLAINT REVIEW PANEL. (a) The |
|
office shall establish a consumer complaint review panel to conduct |
|
an appeal from the complaint resolution program established under |
|
Chapter 521, Insurance Code, of a policyholder complaint: |
|
(1) that is denied by the department; |
|
(2) that is determined to be without merit by the |
|
department; or |
|
(3) for which the department did not confirm receipt |
|
of the complaint. |
|
(b) Except as provided by this subchapter, an appeal under |
|
this section is a contested case under Chapter 2001. |
|
Sec. 2003.152. TIMELINESS OF APPEAL. (a) The panel shall |
|
conduct all appeals under this subchapter in a timely manner. |
|
(b) The panel shall use every reasonable means to expedite |
|
an appeal under this subchapter when the policyholder or department |
|
provides good cause that the panel expedite the appeal. |
|
Sec. 2003.153. CONFIDENTIALITY OF INFORMATION. (a) The |
|
panel shall keep information that identifies a policyholder who |
|
participates in an appeal under this subchapter confidential, |
|
including the policyholder's name and medical condition, if |
|
applicable. |
|
(b) The provision of information to the panel that is |
|
confidential under any law does not affect the confidentiality of |
|
the information, and the panel shall maintain that confidentiality. |
|
(c) An appeal conducted under this subchapter is |
|
confidential and not open to the public. |
|
Sec. 2003.154. DECISION. The panel shall determine whether |
|
an appeal conducted under this subchapter has merit and if so, |
|
remand the case to the department for resolution. |
|
Sec. 2003.155. RULES. The commissioner of insurance may |
|
adopt rules necessary to implement this subchapter. |
|
SECTION 2. Not later than January 1, 2020, the State |
|
Office |
|
of Administrative Hearings shall establish the consumer complaint |
|
review panel under Section 2003.152, Government Code, as added by |
|
this Act. |
|
SECTION 3. This Act takes effect September 1, 2019. |