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A BILL TO BE ENTITLED
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AN ACT
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relating to prohibited practices by a life insurance company |
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relating to an individual's prescription for or obtainment of an |
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opioid antagonist. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Chapter 1101, Insurance Code, is amended by |
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adding Subchapter E to read as follows: |
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SUBCHAPTER E. PROHIBITED PRACTICES RELATING TO PRESCRIPTION FOR OR |
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OBTAINMENT OF OPIOID ANTAGONIST |
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Sec. 1101.201. DEFINITION. In this subchapter, "opioid |
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antagonist" means any drug that binds to opioid receptors and |
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blocks or otherwise inhibits the effects of opioids acting on those |
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receptors to reverse the effects of an opioid overdose. |
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Sec. 1101.202. APPLICABILITY OF SUBCHAPTER. This |
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subchapter applies to a life insurance policy: |
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(1) issued or delivered in this state; or |
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(2) issued by a life insurance company organized in |
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this state. |
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Sec. 1101.203. PROHIBITION. A life insurance company may |
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not, based solely on whether an individual has been prescribed or |
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has obtained through a standing order an opioid antagonist: |
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(1) deny coverage to the individual; |
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(2) limit the amount, extent, or kind of coverage |
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available to the individual; or |
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(3) charge the individual or a group to which the |
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individual belongs a rate that is different from the rate charged to |
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other individuals or groups, respectively, for the same coverage, |
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unless the charge is based on sound underwriting or actuarial |
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principles reasonably related to actual or anticipated loss |
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experience for a particular risk. |
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SECTION 2. This Act takes effect September 1, 2019. |