By: Taylor, et al. S.B. No. 1037
 
  (Lucio III)
 
   
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to limitations on the information reported by consumer
  reporting agencies.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Section 20.05, Business & Commerce Code, is
  amended by amending Subsection (a) and adding Subsection (d) to
  read as follows:
         (a)  Except as provided by Subsection (b), a consumer
  reporting agency may not furnish a consumer report containing
  information related to:
               (1)  a case under Title 11 of the United States Code or
  under the federal Bankruptcy Act in which the date of entry of the
  order for relief or the date of adjudication predates the consumer
  report by more than 10 years;
               (2)  a suit or judgment in which the date of entry
  predates the consumer report by more than seven years or the
  governing statute of limitations, whichever is longer;
               (3)  a tax lien in which the date of payment predates
  the consumer report by more than seven years;
               (4)  a record of arrest, indictment, or conviction of a
  crime in which the date of disposition, release, or parole predates
  the consumer report by more than seven years; [or]
               (5)  a collection account with a medical industry code,
  if the consumer was covered by a health benefit plan at the time of
  the event giving rise to the collection and the collection is for an
  outstanding balance, after copayments, deductibles, and
  coinsurance, owed to an emergency care provider or a facility-based
  provider for an out-of-network benefit claim; or
               (6)  another item or event that predates the consumer
  report by more than seven years.
         (d)  In this section:
               (1)  "Emergency care provider" means a physician,
  health care practitioner, facility, or other health care provider
  who provides emergency care.
               (2)  "Facility" has the meaning assigned by Section
  324.001, Health and Safety Code.
               (3)  "Facility-based provider" means a physician,
  health care practitioner, or other health care provider who
  provides health care or medical services to patients of a facility.
               (4)  "Health care practitioner" means an individual who
  is licensed to provide health care services.
         SECTION 2.  This Act takes effect immediately if it receives
  a vote of two-thirds of all the members elected to each house, as
  provided by Section 39, Article III, Texas Constitution.  If this
  Act does not receive the vote necessary for immediate effect, this
  Act takes effect September 1, 2019.