Amend CSHB 2240 (house committee printing) as follows:

(1)  On page 1, line 8, strike "money" and substitute "United States dollars".

(2)  On page 1, line 10, between "reversed" and the underlined period, insert "by the customer once the funds have been directly transferred from the customer's bank account".

(3)  On page 1, line 13, strike "by the depository institution".

(4)  On page 1, line 18, between "transferred" and "and", insert "from the customer's bank account".

(5)  On page 1, line 19, between "account" and the underlined period, insert "by ACH transfer in accordance with the standards of any governing body with oversight over ACH transactions".

(6)  On page 1, line 23, strike "money" and substitute "United States dollars".

(7)  On page 2, line 1, between "reversed" and the underlined period, insert "by the customer once the funds have been directly transferred from the customer's bank account".

(8)  On page 2, line 4, strike "by the depository institution".

(9)  On page 2, line 9, between "transferred" and "and", insert "from the customer's bank account".

(10)  On page 2, line 10, between "account" and the underlined period, insert "by ACH transfer in accordance with the standards of any governing body with oversight over ACH transactions".