By: Smithee, Perez, Hull H.B. No. 1900
        (Senate Sponsor - Kolkhorst)
         (In the Senate - Received from the House April 24, 2023;
  April 24, 2023, read first time and referred to Committee on
  Business & Commerce; May 10, 2023, reported adversely, with
  favorable Committee Substitute by the following vote:  Yeas 11,
  Nays 0; May 10, 2023, sent to printer.)
Click here to see the committee vote
 
  COMMITTEE SUBSTITUTE FOR H.B. No. 1900 By:  Kolkhorst
 
 
 
  COMMITTEE VOTE
 
 
         YeaNayAbsentPNV
         SchwertnerX
         KingX
         BirdwellX
         CampbellX
         CreightonX
         JohnsonX
         KolkhorstX
         MenéndezX
         MiddletonX
         NicholsX
         ZaffiriniX
 
 
A BILL TO BE ENTITLED
 
AN ACT
 
  relating to notice of cancellation or nonrenewal of a property and
  casualty insurance policy.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Section 551.104(f), Insurance Code, is amended
  to read as follows:
         (f)  An insurer may cancel a personal automobile insurance
  policy effective on any 12-month anniversary of the original
  effective date of the policy if the insurer mails to the named
  insured written notice of the cancellation not later than the 60th 
  [30th] day before the effective date of the cancellation.
         SECTION 2.  Section 551.105, Insurance Code, is amended to
  read as follows:
         Sec. 551.105.  NONRENEWAL OF POLICIES; NOTICE REQUIRED.
  Unless the insurer has mailed written notice of nonrenewal or
  renewal with written notice of change in coverage as provided by
  Section 2002.001 to the insured not later than the 60th [30th] day
  before the date on which the insurance policy expires, an insurer
  must renew an insurance policy, at the request of the insured, on
  the expiration of the policy. Notwithstanding the failure of an
  insurer to comply with this section, the policy shall terminate on
  the effective date of any replacement or succeeding insurance
  policy with another carrier with respect to the insured
  (a)  personal automobile, (b)  home, farm, ranch, dwelling,
  duplex, or apartment, or (c)  other real or personal property.
         SECTION 3.  The changes in law made by this Act apply only to
  an insurance policy that is delivered, issued for delivery, or
  renewed on or after January 1, 2024. A policy delivered, issued for
  delivery, or renewed before January 1, 2024, is governed by the law
  as it existed immediately before the effective date of this Act, and
  that law is continued in effect for that purpose.
         SECTION 4.  This Act takes effect September 1, 2023.
 
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