Amend HB 3960 (house committee report) as follows:

(1)  On page 1, at the end of line 14, insert "a life insurance policy governed under".

(2)  On page 1, line 24, between "if" and the bracket, insert "the trier of fact determines".

(3)  On page 2, line 16, between "if" and the bracket, insert "the trier of fact determines".

(4)  On page 3, line 22, between "(2)" and the bracket, insert "the trier of fact determines".