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A BILL TO BE ENTITLED
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AN ACT
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relating to the disclosure of total loss evaluation materials by |
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automobile insurers. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Subchapter G, Chapter 1952, Insurance Code, is |
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amended by adding Section 1952.308 to read as follows: |
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Sec. 1952.308. DISCLOSURE OF TOTAL LOSS EVALUATION |
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MATERIALS ON REQUEST. (a) This section applies to an insurer |
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writing automobile insurance in this state or providing an |
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automobile insurance policy covering persons located in this state, |
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including an insurance company, corporation, reciprocal or |
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interinsurance exchange, mutual insurance company, capital stock |
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company, association, county mutual insurance company, Lloyd's |
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plan, risk pool, and any other insurer. |
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(b) On request of a person whose vehicle is being appraised |
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by an insurer for a total loss evaluation, the insurer shall provide |
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to the person a written explanation of any materials used to |
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determine the amount of loss, including the cost of observed or |
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predicted repairs and the salvage value of the automobile. |
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SECTION 2. Section 1952.308, Insurance Code, as added by |
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this Act, applies only to an insurance policy that is delivered, |
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issued for delivery, or renewed on or after January 1, 2026. |
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SECTION 3. This Act takes effect September 1, 2025. |