89R6195 RDS-D
 
  By: Hernandez H.B. No. 1809
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to prohibited insurance discrimination against insureds
  who are widowed.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Section 544.002, Insurance Code, is amended by
  adding Subsection (d) to read as follows:
         (d)  Notwithstanding Section 544.003, an insurer may not
  refuse to continue to insure or provide coverage to an individual,
  limit the amount, extent, or kind of coverage available to an
  individual, or charge an individual a rate that is different from
  the rate charged to other individuals for the same coverage on the
  basis that the individual is widowed.
         SECTION 2.  The change in law made by this Act does not apply
  to an insurance policy that is delivered, issued for delivery, or
  renewed before the effective date of this Act.
         SECTION 3.  This Act takes effect September 1, 2025.