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A BILL TO BE ENTITLED
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AN ACT
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relating to automobile liability insurance requirements for |
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transportation network company drivers. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Section 1954.051(b), Insurance Code, is amended |
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to read as follows: |
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(b) Insurance maintained under this subchapter must allow a |
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transportation network company driver to use a personal vehicle to |
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transport transportation network company riders for compensation |
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and cover the driver while: |
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(1) the driver is logged on to the transportation |
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network company's digital network as provided by Section 1954.052; |
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or |
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(2) the driver is engaged in a prearranged ride with a |
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transportation network company rider in the vehicle as provided by |
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Section 1954.053. |
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SECTION 2. Section 1954.052, Insurance Code, is amended to |
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read as follows: |
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Sec. 1954.052. INSURANCE REQUIREMENTS: WITHOUT |
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TRANSPORTATION NETWORK COMPANY RIDER IN VEHICLE [BETWEEN |
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PREARRANGED RIDES]. At the time a transportation network company |
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driver is logged on to the transportation network company's digital |
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network and is available to receive transportation network requests |
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but is not engaged in a prearranged ride or is engaged in a |
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prearranged ride without a transportation network company rider in |
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the vehicle, the automobile insurance policy must provide: |
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(1) the following minimum amounts of liability |
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insurance coverage: |
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(A) $50,000 for bodily injury to or death for |
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each person in an incident; |
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(B) $100,000 for bodily injury to or death of a |
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person per incident; and |
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(C) $25,000 for damage to or destruction of |
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property of others in an incident; |
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(2) uninsured or underinsured motorist coverage where |
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required by Section 1952.101; and |
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(3) personal injury protection coverage where |
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required by Section 1952.152. |
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SECTION 3. Section 1954.053, Insurance Code, is amended to |
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read as follows: |
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Sec. 1954.053. INSURANCE REQUIREMENTS: WITH TRANSPORTATION |
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NETWORK COMPANY RIDER IN VEHICLE [DURING PREARRANGED RIDES]. At |
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the time a transportation network company driver is engaged in a |
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prearranged ride with a transportation network company rider in the |
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vehicle, the automobile insurance policy must provide, at a |
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minimum: |
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(1) coverage with a total aggregate limit of liability |
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of $1 million for death, bodily injury, and property damage for each |
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incident; |
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(2) uninsured or underinsured motorist coverage where |
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required by Section 1952.101; and |
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(3) personal injury protection coverage where |
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required by Section 1952.152. |
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SECTION 4. The changes in law made by this Act apply only to |
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an automobile insurance policy delivered, issued for delivery, or |
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renewed on or after January 1, 2026. An automobile insurance policy |
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delivered, issued for delivery, or renewed before January 1, 2026, |
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is governed by the law as it existed immediately before the |
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effective date of this Act, and that law is continued in effect for |
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that purpose. |
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SECTION 5. This Act takes effect September 1, 2025. |