89R14856 SCL-D
 
  By: Johnson H.B. No. 3840
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to automobile insurance premium discounts for dashboard
  cameras.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Chapter 1952, Insurance Code, is amended by
  adding Subchapter I to read as follows:
  SUBCHAPTER I. PREMIUM DISCOUNT FOR DASHBOARD CAMERAS
         Sec. 1952.401.  DEFINITION. In this subchapter, "motor
  vehicle" means any motor driven or propelled vehicle required to be
  registered under the laws of this state.
         Sec. 1952.402.  DASHBOARD CAMERA DISCOUNT. The commissioner
  by rule shall require insurers to provide a premium discount on an
  automobile insurance policy if a covered motor vehicle has a
  dashboard camera installed.
         SECTION 2.  (a)  Not later than December 1, 2025, the
  commissioner of insurance shall adopt rules as required by this
  Act.
         (b)  The changes in law made by this Act apply only to an
  insurance policy that is delivered, issued for delivery, or renewed
  on or after January 1, 2026.
         SECTION 3.  This Act takes effect September 1, 2025.