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A BILL TO BE ENTITLED
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AN ACT
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relating to automobile insurance premium discounts for dashboard |
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cameras. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Chapter 1952, Insurance Code, is amended by |
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adding Subchapter I to read as follows: |
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SUBCHAPTER I. PREMIUM DISCOUNT FOR DASHBOARD CAMERAS |
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Sec. 1952.401. DEFINITION. In this subchapter, "motor |
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vehicle" means any motor driven or propelled vehicle required to be |
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registered under the laws of this state. |
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Sec. 1952.402. DASHBOARD CAMERA DISCOUNT. The commissioner |
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by rule shall require insurers to provide a premium discount on an |
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automobile insurance policy if a covered motor vehicle has a |
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dashboard camera installed. |
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SECTION 2. (a) Not later than December 1, 2025, the |
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commissioner of insurance shall adopt rules as required by this |
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Act. |
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(b) The changes in law made by this Act apply only to an |
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insurance policy that is delivered, issued for delivery, or renewed |
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on or after January 1, 2026. |
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SECTION 3. This Act takes effect September 1, 2025. |