HOUSE OF REPRESENTATIVES — NOTICE OF PUBLIC HEARING
HOUSE OF REPRESENTATIVES
NOTICE OF PUBLIC HEARING
COMMITTEE: Insurance
TIME & DATE: 9:00 AM, Monday, October 5, 2026
PLACE: E2.026
CHAIR: Rep. Jay Dean
The Committee will meet to take invited testimony only on the following interim charges:
Monitoring: Monitor the implementation and associated rulemaking of all legislation passed by the Committee and enacted by the 89th Legislature to ensure that legislative purposes are properly implemented, including the following:
· HB 138, relating to the establishment of the Health Impact, Cost, and Coverage Analysis Program;
· HB 3689, relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; and
· SB 458, relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.
Cost Drivers Impacting Property and Casualty Insurance Premiums: Study cost drivers impacting property and casualty insurance premiums for consumers and their impact on home affordability in Texas. Study rate trends, underwriting practices, and market availability, with particular attention to coastal and catastrophe-exposed regions. Examine strategies used in other states, including those intended to reduce losses, improve property resilience and promote loss mitigation. Examine the need to employ additional strategies or make statutory changes to encourage greater market participation and promote competition. Make recommendations that reduce the cost of insurance and maintain sufficient consumer protection standards and market stability.
Consumer Protection: Evaluate consumer protections in property and casualty insurance lines, and review the effectiveness of existing laws and enforcement mechanisms to ensure transparency, consumer choice, and coverage adequacy. Identify any deficiencies and recommend statutory clarifications or additional safeguards to strengthen consumer protections.
Declination, Cancellation, or Nonrenewal: Monitor the implementation of HB 2067, relating to declination, cancellation, or nonrenewal of insurance policies. Review agency rulemaking and enforcement, overall market impact, and policy implications for additional insureds. Identify whether any statutory or regulatory improvements are needed to ensure transparency, fairness, and a stable insurance marketplace.
Electronic public comment will be available for:
Implementation of HB 138
Implementation of HB 3689
Implementation of SB 458
Cost Drivers Impacting Property and Casualty Insurance Premiums
Consumer Protection in Property and Casualty Insurance Lines
Declination, Cancellation, or Nonrenewal (Implementation of HB 2067)
Texas residents who wish to electronically submit comments related to
agenda items on this notice without testifying in person can do so until
the hearing is adjourned by visiting:
https://comments.house.texas.gov/home?c=c320
For those persons who will be testifying, information for in-person witness registration, can be found here: https://mytxlegis.capitol.texas.gov/HWRSPublic/About.aspx
A live video broadcast of this hearing will be available here: https://house.texas.gov/video-audio/
Instructions related to public access to the meeting location are available here: https://house.texas.gov/committees/public-access-house-committee-meetings/
NOTICE OF ASSISTANCE AT PUBLIC MEETINGS
Persons with disabilities who plan to attend this meeting and who may need assistance, such as a sign language interpreter, are requested to contact Stacey Nicchio at (512) 463-0850, 72 hours prior to the meeting so that appropriate arrangements can be made.